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What can you afford? To work out how much you can afford, write down what money you have coming in and what you spend each month. Be realistic. Think about any changes that may affect this e.g. new child, or retirement.
Calculate how much money you have available to pay for the costs associated with buying a house and to put towards the property purchase (your deposit). Remember to allocate funds for any work that you may want to do to your new property. Normally the bigger your deposit the better the choice of mortgages available to you.